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Writeup on Yahoo! Finance Financial expert Donna M. Phelan provides surprising new strategies for women's retirement in her new book, "Women, Money and Prosperity: A Sister's Perspective on How to Retire Well".

Although it is improving, there is an economic cost to being a woman that reverberates into retirement. This is due to a lifetime of lower earnings, fewer promotions and perks, leaving the workforce for childcare, and working in jobs without retirement plans.

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